/* ============================================================
   Money+ Congo — Feuille de style du site public
   ============================================================ */

:root {
  /* Charte graphique Money+ Card — palette vert & bleu */
  --navy: #0a2e52;
  --navy-deep: #041c38;
  --navy-light: #0d4a86;
  --blue: #1670c4;        /* bleu vif — complète le navy pour un rendu plus dynamique */
  --blue-light: #2f8fe0;
  --blue-soft: #e5f1fc;
  --green: #5bb84d;
  --green-dark: #479a3c;
  --green-deep: #166c3f;  /* vert profond des bandeaux */
  --green-light: #7fd06a;
  --green-soft: #e8f6e4;
  --cream: #f5f6ee;       /* fond crème */
  --yellow: #f0dd15;      /* jaune d'accent (puce de carte), à utiliser avec parcimonie */
  --gray-accent: #b2c2cf;
  --ink: #101a2c;
  --muted: #5b6b82;
  --line: #e6eaf1;
  --bg: #f5f7fb;
  --white: #ffffff;
  --radius: 16px;
  --radius-sm: 10px;
  --radius-lg: 22px;
  --shadow: 0 16px 40px -16px rgba(1, 30, 64, 0.22);
  --shadow-sm: 0 6px 18px -8px rgba(1, 30, 64, 0.16);
  --shadow-lg: 0 30px 70px -20px rgba(1, 30, 64, 0.32);
  --max-width: 1180px;
  --font: 'Urbanist', -apple-system, BlinkMacSystemFont, 'Helvetica Neue', Arial, sans-serif;
  --font-display: 'Urbanist', -apple-system, BlinkMacSystemFont, sans-serif;
}

@media (prefers-reduced-motion: no-preference) {
  .reveal { opacity: 0; transform: translateY(20px); transition: opacity .6s cubic-bezier(.2,.7,.2,1), transform .6s cubic-bezier(.2,.7,.2,1); }
  .reveal.is-visible { opacity: 1; transform: none; }
  .grid .reveal:nth-child(3n+2) { transition-delay: .08s; }
  .grid .reveal:nth-child(3n+3) { transition-delay: .16s; }
}
/* Filet de sécurité : impression, export PDF ou tout rendu qui ne déclenche pas
   de défilement réel (donc pas d'IntersectionObserver) doit toujours tout afficher. */
@media print {
  .reveal { opacity: 1 !important; transform: none !important; }
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  color: var(--ink);
  background: var(--bg);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; margin: 0; padding: 0; }
h1, h2, h3, h4 { font-family: var(--font-display); line-height: 1.18; letter-spacing: -0.01em; margin: 0 0 .5em; color: var(--navy); font-weight: 700; }
p { margin: 0 0 1em; color: var(--muted); }
::selection { background: var(--green); color: #fff; }

.container { max-width: var(--max-width); margin: 0 auto; padding: 0 24px; }

.skip-link {
  position: absolute; left: -999px; top: 0; background: var(--navy); color: #fff;
  padding: 10px 16px; z-index: 200; border-radius: 0 0 8px 0;
}
.skip-link:focus { left: 0; }

/* ---------- Header ---------- */
.site-header {
  /* Pas de backdrop-filter/transform ici : .main-nav est en position:fixed en mobile
     et un ancêtre filtré créerait un nouveau bloc englobant qui casse son plein écran. */
  position: sticky; top: 0; z-index: 100;
  background: #ffffff;
  border-bottom: 1px solid var(--line);
  box-shadow: 0 1px 0 rgba(1,49,97,.02), 0 10px 24px -20px rgba(1,49,97,.4);
}
.header-inner { display: flex; align-items: center; justify-content: space-between; height: 78px; gap: 24px; }
.brand { display: flex; align-items: center; gap: 10px; font-weight: 800; font-size: 1.15rem; color: var(--navy); white-space: nowrap; }
.brand-logo { height: 44px; width: auto; display: block; }
.brand-mark {
  display: inline-flex; align-items: center; justify-content: center;
  width: 38px; height: 38px; border-radius: 10px;
  background: linear-gradient(135deg, var(--green), var(--navy-light));
  color: #fff; font-weight: 800; font-size: .95rem;
}
.brand-mark-lg {
  display: inline-flex; align-items: center; justify-content: center;
  width: 42px; height: 42px; border-radius: 12px; flex-shrink: 0;
  background: linear-gradient(135deg, var(--green), var(--blue));
  box-shadow: 0 8px 18px -8px rgba(1,49,97,.4);
}
.brand-mark-lg .icon { width: 22px; height: 22px; color: #fff; }
.brand-word { display: flex; flex-direction: column; line-height: 1.05; }
.brand-word-top { font-family: var(--font-display); font-weight: 800; font-size: 1.2rem; color: var(--navy); }
.brand-plus { color: var(--green); }
.brand-word-bottom { font-family: var(--font-display); font-weight: 700; font-size: .68rem; color: var(--muted); text-transform: uppercase; letter-spacing: .12em; }
.brand-on-dark .brand-word-top { color: #fff; }
.brand-on-dark .brand-word-bottom { color: rgba(255,255,255,.6); }
.main-nav ul { display: flex; gap: 2px; align-items: center; }
.main-nav > ul > li { position: relative; }
.main-nav a, .nav-toggle-btn {
  display: flex; align-items: center; gap: 5px; padding: 10px 11px; border-radius: var(--radius-sm);
  font-weight: 600; font-size: .92rem; color: var(--navy-light);
  transition: background .15s ease, color .15s ease;
  background: none; border: none; font-family: inherit; cursor: pointer; white-space: nowrap;
}
.main-nav a:hover, .main-nav a.active,
.nav-toggle-btn:hover, .nav-toggle-btn.active { background: var(--bg); color: var(--green-dark); }
.caret { width: 13px; height: 13px; margin-top: 1px; transition: transform .18s ease; opacity: .6; }
.has-dropdown:hover .caret, .has-dropdown:focus-within .caret { transform: rotate(180deg); }

/* Zone tampon invisible pour garder le survol entre le lien et le menu (pas de "trou") */
.has-dropdown::after {
  content: ''; position: absolute; left: 0; right: 0; top: 100%; height: 14px;
}

.has-dropdown:hover .dropdown, .has-dropdown:focus-within .dropdown,
.has-dropdown.force-open .dropdown { opacity: 1; visibility: visible; transform: translateY(0); }
.has-dropdown.force-open .caret { transform: rotate(180deg); }
.dropdown {
  position: absolute; top: 100%; left: 0; margin-top: 14px; min-width: 260px;
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  box-shadow: var(--shadow); padding: 10px; z-index: 50;
  opacity: 0; visibility: hidden; transform: translateY(6px);
  transition: opacity .16s ease, transform .16s ease, visibility .16s;
}
.dropdown-link {
  display: block; padding: 11px 14px; border-radius: 8px; font-weight: 600; font-size: .9rem; color: var(--ink);
}
.dropdown-link:hover { background: var(--bg); color: var(--green-dark); }

.dropdown-mega { min-width: 460px; padding: 14px; }
.dropdown-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 4px; }
.dropdown-item {
  display: flex; align-items: flex-start; gap: 12px; padding: 10px; border-radius: 10px;
}
.dropdown-item:hover { background: var(--bg); }
.dropdown-item-icon {
  width: 34px; height: 34px; border-radius: 9px; flex-shrink: 0;
  display: flex; align-items: center; justify-content: center; color: #fff;
}
.dropdown-item-icon .icon { width: 17px; height: 17px; }
.dropdown-item-thumb {
  width: 34px; height: 34px; border-radius: 9px; flex-shrink: 0; overflow: hidden;
  box-shadow: 0 2px 6px rgba(1,49,97,.18);
}
.dropdown-item-thumb img { width: 100%; height: 100%; object-fit: cover; display: block; }
.dropdown-item strong { display: block; font-size: .87rem; color: var(--navy); font-weight: 700; }
.dropdown-item small { display: block; font-size: .76rem; color: var(--muted); font-weight: 500; margin-top: 1px; }
.dropdown-footer-link {
  display: flex; align-items: center; gap: 6px; justify-content: center;
  margin-top: 8px; padding-top: 12px; border-top: 1px solid var(--line);
  font-size: .85rem; font-weight: 700; color: var(--green-dark);
}
.dropdown-footer-link:hover { color: var(--navy); }

.header-actions { display: flex; align-items: center; gap: 10px; }
.nav-toggle {
  display: none; background: none; border: 1px solid var(--line); border-radius: 8px;
  width: 42px; height: 42px; align-items: center; justify-content: center; cursor: pointer;
}
.nav-toggle .icon { width: 20px; height: 20px; }
.nav-toggle-icon-close { display: none; }
.nav-toggle[aria-expanded="true"] .nav-toggle-icon-open { display: none; }
.nav-toggle[aria-expanded="true"] .nav-toggle-icon-close { display: block; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 13px 24px; border-radius: 999px; font-weight: 700; font-size: .95rem;
  font-family: var(--font-display); letter-spacing: -.005em; white-space: nowrap;
  border: 2px solid transparent; cursor: pointer;
  transition: transform .16s cubic-bezier(.2,.8,.2,1), box-shadow .16s ease, background .16s ease, color .16s ease, border-color .16s ease;
}
.btn-primary { background: linear-gradient(135deg, var(--blue), var(--navy)); color: #fff; box-shadow: 0 10px 24px -10px rgba(1,49,97,.55); }
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 16px 32px -12px rgba(1,49,97,.6); }
.btn-primary:active { transform: translateY(0); }
.btn-outline { border-color: var(--navy); color: var(--navy); background: transparent; }
.btn-outline:hover { background: var(--navy); color: #fff; border-color: var(--navy); transform: translateY(-2px); box-shadow: var(--shadow-sm); }
.btn-light { background: #fff; color: var(--navy); box-shadow: 0 10px 24px -12px rgba(0,0,0,.25); }
.btn-light:hover { transform: translateY(-2px); box-shadow: 0 16px 30px -12px rgba(0,0,0,.3); }
.btn-accent { background: linear-gradient(135deg, var(--green), var(--green-dark)); color: #fff; box-shadow: 0 10px 24px -10px rgba(71,154,60,.55); }
.btn-accent:hover { transform: translateY(-2px); box-shadow: 0 16px 32px -12px rgba(71,154,60,.6); }
.btn-sm { padding: 9px 16px; font-size: .875rem; }
.btn-block { width: 100%; }

/* ---------- Hero ---------- */
.hero {
  background:
    radial-gradient(1000px 560px at 92% -12%, rgba(91,184,77,.38), transparent 62%),
    radial-gradient(900px 520px at -4% 108%, rgba(22,108,63,.55), transparent 62%),
    linear-gradient(128deg, var(--navy-deep) 0%, var(--navy) 42%, var(--green-deep) 82%, #0f7a5c 100%);
  background-size: 100% 100%, 100% 100%, 220% 220%;
  color: #fff; padding: 96px 0 0; position: relative; overflow: hidden;
}
@media (prefers-reduced-motion: no-preference) {
  .hero { animation: hero-flow 22s ease-in-out infinite alternate; }
}
@keyframes hero-flow {
  0% { background-position: 0% 0%, 0% 0%, 0% 30%; }
  100% { background-position: 0% 0%, 0% 0%, 100% 70%; }
}
.hero::before {
  /* Trame de points subtile pour casser l'aplat de couleur */
  content: ''; position: absolute; inset: 0;
  background-image: radial-gradient(rgba(255,255,255,.14) 1px, transparent 1px);
  background-size: 26px 26px;
  -webkit-mask-image: radial-gradient(760px 420px at 20% 15%, #000 0%, transparent 72%);
  mask-image: radial-gradient(760px 420px at 20% 15%, #000 0%, transparent 72%);
  pointer-events: none;
}
.hero-inner { position: relative; display: grid; grid-template-columns: 1.05fr .95fr; gap: 48px; align-items: center; padding-bottom: 64px; }
.text-accent { color: var(--green); }
.wave-divider { display: block; position: relative; margin-top: -2px; line-height: 0; }
.wave-divider svg { width: 100%; height: 64px; display: block; }
.hero-eyebrow {
  display: inline-flex; align-items: center; gap: 8px; padding: 7px 16px; border-radius: 999px;
  background: rgba(255,255,255,.1); border: 1px solid rgba(255,255,255,.18);
  font-size: .78rem; font-weight: 700; letter-spacing: .05em;
  text-transform: uppercase; margin-bottom: 22px;
}
.hero h1 { color: #fff; font-size: clamp(2.15rem, 4vw, 3.25rem); margin-bottom: .38em; }
.hero p.lead { color: rgba(255,255,255,.78); font-size: 1.15rem; max-width: 540px; }
.hero-actions { display: flex; gap: 14px; margin-top: 30px; flex-wrap: wrap; }
.hero-stats { display: flex; gap: 32px; margin-top: 44px; flex-wrap: wrap; padding-top: 28px; border-top: 1px solid rgba(255,255,255,.14); }
.hero-stat strong { display: block; font-family: var(--font-display); font-size: 1.7rem; font-weight: 700; color: #fff; }
.hero-stat span { font-size: .82rem; color: rgba(255,255,255,.6); }
.hero-stats--icons { align-items: center; }
.hero-stats--icons .hero-stat { display: flex; align-items: center; gap: 12px; }
.hero-stats--icons .hero-stat strong { font-size: 1.25rem; }
.hero-stats--icons .hero-stat span { font-size: .76rem; }
.icon-badge-sm { width: 36px; height: 36px; flex-shrink: 0; }
.icon-badge-sm .icon { width: 17px; height: 17px; }

/* Panneau visuel "tableau de bord" flottant + pile de cartes */
.hero-visual { position: relative; min-width: 0; }
.hero-card-fan { position: absolute; left: -14px; top: 8px; width: 200px; height: 130px; z-index: 0; }
.hero-mini-card {
  position: absolute; width: 190px; height: 118px; border-radius: 16px;
  box-shadow: 0 20px 40px -18px rgba(1,49,97,.5); padding: 14px 16px;
  color: #fff; overflow: hidden;
}
.hero-mini-card--a {
  top: 26px; left: 6px; transform: rotate(-9deg);
  background: linear-gradient(135deg, var(--navy-light), var(--navy-deep));
}
.hero-mini-card--b {
  top: 0; left: 34px; transform: rotate(4deg);
  background: linear-gradient(135deg, var(--green), var(--green-deep));
  display: flex; flex-direction: column; justify-content: flex-end; gap: 8px;
}
.hero-mini-chip { display: block; width: 26px; height: 19px; border-radius: 5px; background: linear-gradient(135deg,#f0dd15,#d8c400); }
.hero-mini-number { font-size: .78rem; letter-spacing: .08em; font-weight: 600; }
.hero-mini-visa { position: absolute; right: 14px; bottom: 12px; font-style: italic; font-weight: 800; font-size: .95rem; }
.hero-visual-card {
  position: relative; z-index: 1; background: rgba(255,255,255,.96); border-radius: 18px;
  padding: 22px; box-shadow: var(--shadow-lg); margin-left: 46px;
}
.hero-visual-card .hv-dot { width: 9px; height: 9px; border-radius: 50%; display: inline-block; }
.hero-visual-card .hv-topbar { display: flex; align-items: center; justify-content: space-between; margin-bottom: 14px; }
.hero-visual-card .hv-dots { display: flex; gap: 6px; }
.hero-visual-card .hv-badge {
  display: inline-flex; align-items: center; gap: 6px; font-size: .72rem; font-weight: 800;
  color: var(--green-dark); background: var(--green-soft); padding: 5px 10px; border-radius: 999px;
}
.hv-greeting { font-size: .8rem; color: var(--muted); font-weight: 600; margin: 0 0 14px; }
.hv-greeting span { display: block; font-size: .74rem; color: var(--muted); font-weight: 500; margin-top: 1px; }
.hv-row {
  display: flex; align-items: center; gap: 14px; padding: 13px 12px; border-radius: 12px;
  transition: background .15s ease;
}
.hv-row + .hv-row { margin-top: 2px; }
.hv-row:hover { background: var(--bg); }
.hv-row .icon-badge { width: 42px; height: 42px; flex-shrink: 0; }
.hv-row .icon-badge .icon { width: 20px; height: 20px; }
.hv-row .hv-card-thumb {
  width: 42px; height: 42px; flex-shrink: 0; border-radius: 10px; overflow: hidden;
  box-shadow: 0 2px 6px rgba(1,49,97,.18);
}
.hv-row .hv-card-thumb img { width: 100%; height: 100%; object-fit: cover; display: block; }
.hv-row strong { display: block; color: var(--navy); font-size: .92rem; }
.hv-row span { color: var(--muted); font-size: .8rem; }

.hv-carousel { overflow: hidden; min-width: 0; width: 100%; mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent); -webkit-mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent); }
.hv-carousel-track { display: flex; gap: 14px; width: max-content; }
.hv-carousel-item {
  position: relative; width: 132px; height: 84px; border-radius: 12px; overflow: hidden; flex-shrink: 0;
  box-shadow: 0 8px 18px -8px rgba(1,49,97,.35);
}
.hv-carousel-item img { width: 100%; height: 100%; object-fit: cover; display: block; }
.hv-carousel-caption {
  position: absolute; left: 0; right: 0; bottom: 0; padding: 5px 8px; font-size: .68rem; font-weight: 700;
  color: #fff; background: linear-gradient(0deg, rgba(1,29,58,.75), transparent);
}
@media (prefers-reduced-motion: no-preference) {
  .hv-carousel-track { animation: hv-carousel-scroll 18s linear infinite; }
  .hv-carousel:hover .hv-carousel-track { animation-play-state: paused; }
  @keyframes hv-carousel-scroll {
    from { transform: translateX(0); }
    to { transform: translateX(-50%); }
  }
}
.hv-row .hv-check { margin-left: auto; color: var(--green); flex-shrink: 0; }
.hero-visual-float {
  position: absolute; right: -18px; bottom: -22px; background: #fff; border-radius: 14px;
  padding: 14px 18px; box-shadow: var(--shadow-lg); display: flex; align-items: center; gap: 10px;
  font-size: .82rem; font-weight: 800; color: var(--navy);
}
.hero-visual-float .icon { color: var(--green); }
.hero-visual-glow {
  position: absolute; width: 320px; height: 320px; border-radius: 50%;
  background: radial-gradient(circle, rgba(91,184,77,.35), transparent 70%);
  top: -60px; right: -60px; filter: blur(10px); pointer-events: none;
}
.hero-visual-glow--blue {
  width: 260px; height: 260px;
  background: radial-gradient(circle, rgba(22,108,63,.45), transparent 70%);
  top: auto; bottom: -50px; left: -50px; right: auto;
}
.hero-visual-photo {
  position: absolute; top: -34px; right: -22px; width: 168px; height: 210px;
  border-radius: 20px; overflow: hidden; box-shadow: var(--shadow-lg);
  transform: rotate(4deg); border: 4px solid rgba(255,255,255,.9); z-index: 0;
}
.hero-visual-photo img { width: 100%; height: 100%; object-fit: cover; display: block; }
@media (prefers-reduced-motion: no-preference) {
  .hero-visual-glow { animation: float-glow 7s ease-in-out infinite; }
  .hero-visual-glow--blue { animation: float-glow 8.5s ease-in-out infinite reverse; }
  .hero-visual-card { animation: float-card 6s ease-in-out infinite; }
}
@keyframes float-glow {
  0%, 100% { transform: translate(0, 0); }
  50% { transform: translate(-10px, 14px); }
}
@keyframes float-card {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-8px); }
}

/* Bande de confiance sous le hero */
.trust-strip { position: relative; background: #0a3059; border-top: 1px solid rgba(255,255,255,.08); }
.trust-strip .container {
  display: flex; align-items: center; gap: 36px; flex-wrap: wrap; justify-content: space-between;
  padding: 20px 24px;
}
.trust-item { display: flex; align-items: center; gap: 10px; color: rgba(255,255,255,.75); font-size: .85rem; font-weight: 600; }
.trust-item .icon { color: var(--green); flex-shrink: 0; }

.trust-strip--floating {
  position: relative; z-index: 6; background: transparent; border-top: none;
}
.trust-strip--floating .container {
  background: #fff; border-radius: var(--radius-lg); box-shadow: var(--shadow-lg);
  margin-top: -34px; padding: 22px 32px;
}
.trust-strip--floating .trust-item { color: var(--ink); }
.trust-strip--floating .trust-item .icon { color: var(--green-dark); }

/* ---------- Sections ---------- */
.section { padding: 92px 0; position: relative; }
.section-tight { padding: 56px 0; }
.section-alt { background: var(--cream); }
.section-header { max-width: 680px; margin: 0 auto 48px; text-align: center; }
.eyebrow {
  display: inline-flex; align-items: center; gap: 6px; color: var(--green-dark); background: var(--green-soft);
  font-weight: 800; font-size: .76rem; letter-spacing: .07em; text-transform: uppercase;
  padding: 5px 13px; border-radius: 999px; margin-bottom: 14px;
}
.section-header h2 { font-size: clamp(1.7rem, 3vw, 2.35rem); }
.section-header.align-left { margin: 0 0 40px; text-align: left; }
.section-header.align-left .eyebrow { margin-left: 0; }

/* ---------- Icon badge ---------- */
.icon-badge {
  width: 50px; height: 50px; border-radius: 50%; display: flex; align-items: center; justify-content: center;
  color: #fff; flex-shrink: 0; box-shadow: 0 8px 18px -8px rgba(1,49,97,.4);
  background-image: linear-gradient(150deg, rgba(255,255,255,.28), rgba(255,255,255,0) 55%);
  background-blend-mode: overlay;
}
.icon-badge .icon { width: 24px; height: 24px; }
.icon { width: 20px; height: 20px; }
.icon-sm { width: 16px; height: 16px; }
.icon-xs { width: 13px; height: 13px; }
img.icon, img.icon-sm, img.icon-xs { object-fit: contain; } /* icônes de marque (PNG) : ratio d'origine préservé dans le cadre */

/* ---------- Cards / Grids ---------- */
.grid { display: grid; gap: 24px; }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }

.steps-row { grid-template-columns: 1fr 44px 1fr 44px 1fr; align-items: center; gap: 12px; }
.step-arrow { display: flex; align-items: center; justify-content: center; color: var(--green); opacity: .55; }
.step-card { position: relative; padding-top: 38px; }
.step-badge {
  position: absolute; top: -14px; left: 24px; width: 30px; height: 30px; border-radius: 50%;
  background: var(--green); color: #fff; font-weight: 800; font-size: .9rem;
  display: flex; align-items: center; justify-content: center; box-shadow: 0 6px 14px -4px rgba(1,49,97,.4);
  font-family: var(--font-display);
}

.card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 30px; transition: transform .18s cubic-bezier(.2,.8,.2,1), box-shadow .18s ease, border-color .18s ease;
  position: relative;
}
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: rgba(1,49,97,.08); }
.product-card { display: flex; flex-direction: column; }
.product-card.has-photo { padding-top: 0; overflow: hidden; }
.product-card .card-photo {
  margin: 0 -30px 22px; height: 150px; overflow: hidden; position: relative;
}
.product-card .card-photo img { width: 100%; height: 100%; object-fit: cover; display: block; }
.product-card.has-photo .icon-badge { margin-top: -47px; position: relative; z-index: 2; border: 3px solid #fff; }
.product-card h3 { margin: 18px 0 4px; font-size: 1.18rem; }
.product-card .tagline { font-size: .84rem; color: var(--green-dark); font-weight: 700; margin-bottom: 10px; }
.product-card ul { margin: 14px 0; flex: 1; }
.product-card ul li { display: flex; gap: 8px; align-items: flex-start; padding: 5px 0; font-size: .9rem; color: var(--ink); }
.product-card ul li .icon { color: var(--green); flex-shrink: 0; margin-top: 3px; width: 16px; height: 16px; }
.product-card .partners-line { font-size: .78rem; color: var(--muted); border-top: 1px solid var(--line); padding-top: 12px; margin-top: 14px; }
.card-link { display: inline-flex; align-items: center; gap: 6px; font-weight: 700; color: var(--navy); margin-top: 10px; transition: gap .15s ease, color .15s ease; }
.card-link:hover { gap: 10px; color: var(--green-dark); }
.card-link .icon { width: 16px; height: 16px; }

/* ---------- Mapping / Bands ---------- */
.mapping-tier { display: flex; gap: 0; margin-bottom: 20px; border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow-sm); }
.mapping-band {
  flex: 0 0 220px; display: flex; align-items: center; gap: 10px; padding: 22px 24px; color: #fff; font-weight: 800;
  font-family: var(--font-display); font-size: .84rem; letter-spacing: .02em;
}
.mapping-band .icon { flex-shrink: 0; opacity: .85; }
.mapping-list {
  flex: 1; background: #fff; padding: 22px 28px; display: flex; flex-wrap: wrap; align-items: center; gap: 10px;
  color: var(--ink); font-size: .88rem;
}
.mapping-list span {
  display: inline-block; padding: 7px 14px; background: var(--bg); border-radius: 999px; font-weight: 600;
}

/* ---------- Org chart ---------- */
.org-chart { display: flex; flex-direction: column; gap: 14px; }
.org-row-gov { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; }
.org-box {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius-sm);
  padding: 16px 18px; font-size: .88rem;
}
.org-box h4 { font-size: .95rem; margin-bottom: 4px; }
.org-units-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.org-unit-card { border-radius: var(--radius); padding: 20px; color: #fff; }
.org-unit-card h4 { color: #fff; margin-bottom: 8px; }
.org-unit-card p { color: rgba(255,255,255,.85); font-size: .88rem; margin-bottom: 12px; }
.org-unit-card .badge { display: inline-block; background: rgba(255,255,255,.18); border-radius: 999px; padding: 4px 12px; font-size: .78rem; font-weight: 700; }
.org-transverse-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; }

/* ---------- Timeline / vigilance ---------- */
.vigilance-list { display: flex; flex-direction: column; gap: 16px; }
.vigilance-item { display: flex; gap: 18px; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 20px 24px; }
.vigilance-num { font-size: 1.4rem; font-weight: 800; color: var(--blue); flex-shrink: 0; width: 40px; }

/* ---------- Partners ---------- */
.partners-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.partner-card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius-sm); padding: 22px; text-align: center;
  transition: transform .16s ease, box-shadow .16s ease, border-color .16s ease;
}
.partner-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-sm); border-color: rgba(1,49,97,.1); }
.partner-card .logo-fallback {
  width: 100%; height: 60px; display: flex; align-items: center; justify-content: center;
  font-weight: 800; color: var(--navy); font-size: 1rem; margin-bottom: 8px; font-family: var(--font-display);
}
.partner-card span { font-size: .78rem; color: var(--muted); }

/* ---------- Bandeau partenaires défilant ---------- */
.logo-marquee {
  position: relative; overflow: hidden; margin-top: 8px;
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent);
  mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent);
}
.logo-marquee-track { display: flex; align-items: center; gap: 20px; width: max-content; }
@media (prefers-reduced-motion: no-preference) {
  .logo-marquee-track { animation: logo-scroll 32s linear infinite; }
  .logo-marquee:hover .logo-marquee-track { animation-play-state: paused; }
}
@keyframes logo-scroll {
  from { transform: translateX(0); }
  to { transform: translateX(-50%); }
}
.logo-marquee-item {
  flex: 0 0 auto; display: flex; align-items: center; justify-content: center; gap: 10px;
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius-sm);
  padding: 16px 26px; min-width: 168px; height: 64px;
  transition: transform .16s ease, box-shadow .16s ease, border-color .16s ease;
}
.logo-marquee-item:hover { transform: translateY(-3px); box-shadow: var(--shadow-sm); border-color: rgba(1,49,97,.1); }
.logo-marquee-item img { max-height: 32px; width: auto; max-width: 120px; object-fit: contain; }
.logo-marquee-item .logo-fallback-sm { font-weight: 800; color: var(--navy); font-size: .95rem; font-family: var(--font-display); white-space: nowrap; }

/* ---------- Stats / CTA ---------- */
.cta-band {
  background:
    radial-gradient(700px 340px at 92% -20%, rgba(91,184,77,.32), transparent 60%),
    radial-gradient(600px 320px at -6% 110%, rgba(22,108,63,.45), transparent 60%),
    linear-gradient(125deg, var(--navy-deep), var(--navy) 55%, var(--green-deep));
  color: #fff; border-radius: var(--radius-lg); padding: 64px 56px; text-align: center;
  position: relative; overflow: hidden; box-shadow: var(--shadow-lg);
}
.cta-band::before {
  content: ''; position: absolute; inset: 0;
  background-image: radial-gradient(rgba(255,255,255,.12) 1px, transparent 1px);
  background-size: 24px 24px;
  -webkit-mask-image: radial-gradient(520px 280px at 15% 20%, #000 0%, transparent 75%);
  mask-image: radial-gradient(520px 280px at 15% 20%, #000 0%, transparent 75%);
}
.cta-band > * { position: relative; }
.cta-band h2 { color: #fff; }
.cta-band p { color: rgba(255,255,255,.78); max-width: 560px; margin: 0 auto 26px; }
.cta-actions { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

.cta-band--split { text-align: left; }
.cta-band-inner { display: grid; grid-template-columns: .8fr 1.2fr; gap: 40px; align-items: center; }
.cta-band-visual {
  position: relative; height: 220px; border-radius: var(--radius); overflow: hidden;
  background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.14);
  display: flex; align-items: center; justify-content: center;
}
.cta-visual-icon { width: 78px; height: 78px; box-shadow: none; }
.cta-visual-icon .icon { width: 36px; height: 36px; }
.cta-scribble {
  position: absolute; right: 18px; bottom: 16px; font-family: 'Caveat', cursive;
  font-size: 1.7rem; line-height: 1.15; color: rgba(255,255,255,.85); transform: rotate(-4deg);
}
.cta-band-content h2 { margin-bottom: 10px; }
.cta-band-content p { margin-left: 0; }
.cta-eyebrow {
  display: inline-flex; align-items: center; gap: 8px; font-size: .76rem; font-weight: 800;
  letter-spacing: .1em; text-transform: uppercase; color: rgba(255,255,255,.75); margin-bottom: 12px;
}
.cta-eyebrow i { width: 4px; height: 4px; border-radius: 50%; background: var(--green); display: inline-block; }
.cta-band--split .cta-actions { justify-content: flex-start; }

/* ---------- FAQ ---------- */
.faq-list { max-width: 780px; margin: 0 auto; display: flex; flex-direction: column; gap: 12px; }
.faq-item { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-sm); overflow: hidden; }
.faq-item summary {
  padding: 18px 22px; cursor: pointer; font-weight: 700; list-style: none; display: flex;
  align-items: center; justify-content: space-between; gap: 12px;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary .icon { flex-shrink: 0; transition: transform .2s ease; }
.faq-item[open] summary .icon { transform: rotate(45deg); }
.faq-item .faq-answer { padding: 0 22px 20px; color: var(--muted); }
.faq-category { display: inline-block; font-size: .75rem; font-weight: 800; color: var(--blue); text-transform: uppercase; letter-spacing: .04em; margin: 32px 0 10px; }

/* ---------- News ---------- */
.news-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.news-card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius); overflow: hidden; display: flex; flex-direction: column;
  transition: transform .18s ease, box-shadow .18s ease;
}
.news-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.news-card .news-image { height: 170px; background: linear-gradient(135deg, var(--green), var(--navy)); display: flex; align-items: center; justify-content: center; color: #fff; }
.news-card .news-body { padding: 22px; flex: 1; display: flex; flex-direction: column; }
.news-card .date { font-size: .78rem; color: var(--muted); margin-bottom: 8px; }
.news-card h3 { font-size: 1.05rem; }
.news-single .news-hero-image { height: 320px; border-radius: var(--radius); overflow: hidden; margin-bottom: 32px; background: linear-gradient(135deg, var(--blue), var(--navy)); }
.news-content { max-width: 760px; margin: 0 auto; }
.news-content img { border-radius: var(--radius); margin: 20px 0; }

/* ---------- Footer ---------- */
.site-footer {
  background:
    radial-gradient(680px 320px at 100% 0%, rgba(22,108,63,.32), transparent 62%),
    radial-gradient(520px 280px at 0% 100%, rgba(91,184,77,.14), transparent 62%),
    linear-gradient(180deg, var(--navy) 0%, #011c39 100%);
  color: rgba(255,255,255,.7); margin-top: 40px; position: relative;
}
.footer-grid {
  display: grid; grid-template-columns: 1.4fr 1fr 1fr 1.1fr; gap: 40px;
  padding: 72px 24px 56px;
}
.footer-brand .brand-logo { height: 40px; margin-bottom: 18px; }
.footer-brand p { color: rgba(255,255,255,.62); font-size: .9rem; max-width: 320px; }
.footer-social { display: flex; gap: 10px; margin-top: 8px; }
.footer-social a {
  width: 36px; height: 36px; border-radius: 999px; background: rgba(255,255,255,.08);
  display: flex; align-items: center; justify-content: center; color: #fff;
  transition: background .15s ease, transform .15s ease;
}
.footer-social a:hover { background: var(--green); transform: translateY(-2px); }
.footer-social .icon { width: 16px; height: 16px; }

.footer-col h3 {
  color: #fff; font-size: .82rem; font-weight: 800; text-transform: uppercase;
  letter-spacing: .06em; margin-bottom: 18px;
}
.footer-col ul { display: flex; flex-direction: column; gap: 11px; }
.footer-col a { color: rgba(255,255,255,.68); font-size: .9rem; transition: color .15s ease; }
.footer-col a:hover { color: var(--green); }
.footer-contact li { display: flex; align-items: flex-start; gap: 10px; color: rgba(255,255,255,.68); font-size: .88rem; line-height: 1.5; }
.footer-contact .icon { color: var(--green); flex-shrink: 0; margin-top: 2px; }
.footer-contact a { padding: 0; }
.footer-col a.footer-cta { color: var(--navy); margin-top: 18px; }
.footer-col a.footer-cta:hover { color: var(--navy); background: var(--green); border-color: var(--green); }

.footer-bottom { border-top: 1px solid rgba(255,255,255,.1); }
.footer-bottom-inner {
  display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap;
  gap: 12px; padding: 22px 24px; font-size: .82rem; color: rgba(255,255,255,.5);
}
.footer-legal { display: flex; gap: 22px; flex-wrap: wrap; }
.footer-legal a { color: rgba(255,255,255,.5); font-size: .82rem; }
.footer-legal a:hover { color: #fff; }
.footer-payments { display: flex; gap: 8px; margin-top: 18px; flex-wrap: wrap; }
.payment-chip {
  display: inline-flex; align-items: center; padding: 6px 12px; border-radius: 7px;
  background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.14);
  font-size: .72rem; font-weight: 800; letter-spacing: .02em; color: rgba(255,255,255,.85);
}
.footer-country { display: inline-flex; align-items: center; gap: 8px; font-size: .82rem; color: rgba(255,255,255,.6); }
.footer-country-flag { width: 20px; height: auto; border-radius: 3px; flex-shrink: 0; }

/* ---------- Contact ---------- */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: start; }
.form-group { margin-bottom: 18px; }
.form-group label { display: block; font-weight: 700; margin-bottom: 6px; font-size: .9rem; }
.form-control {
  width: 100%; padding: 12px 14px; border: 1px solid var(--line); border-radius: var(--radius-sm);
  font-family: inherit; font-size: .95rem; background: #fff;
}
.form-control:focus { outline: 2px solid var(--blue); outline-offset: 1px; }
textarea.form-control { resize: vertical; min-height: 140px; }
.phone-input-group { display: flex; }
.phone-input-group .phone-prefix {
  display: flex; align-items: center; padding: 0 12px; background: #f3f4f7; color: var(--ink);
  border: 1px solid var(--line); border-right: none; border-radius: var(--radius-sm) 0 0 var(--radius-sm);
  font-weight: 700; font-size: .95rem; white-space: nowrap;
}
.phone-input-group .form-control { border-radius: 0 var(--radius-sm) var(--radius-sm) 0; }
.contact-info-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; }
.contact-info-card li { display: flex; gap: 12px; align-items: flex-start; padding: 10px 0; border-bottom: 1px solid var(--line); }
.contact-info-card li:last-child { border-bottom: none; }
.agency-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 22px; margin-bottom: 16px; }
.agency-card h4 { display: flex; align-items: center; gap: 8px; }

/* ---------- Alerts ---------- */
.alert { padding: 14px 18px; border-radius: var(--radius-sm); margin-bottom: 20px; font-size: .9rem; font-weight: 600; }
.alert-success { background: #e6f7ee; color: #0e7c46; border: 1px solid #b7e9cd; }
.alert-error { background: #fdecec; color: #b3261e; border: 1px solid #f6c6c3; }

/* ---------- Breadcrumb / page header ---------- */
.page-header {
  background:
    radial-gradient(700px 340px at 92% -30%, rgba(91,184,77,.3), transparent 60%),
    radial-gradient(560px 320px at -6% 115%, rgba(22,112,196,.4), transparent 60%),
    linear-gradient(150deg, var(--navy-deep), var(--navy) 55%, var(--blue));
  color: #fff; padding: 64px 0 0; position: relative; overflow: hidden;
}
.page-header > .container { padding-bottom: 28px; }
.page-header::before {
  content: ''; position: absolute; inset: 0;
  background-image: radial-gradient(rgba(255,255,255,.12) 1px, transparent 1px);
  background-size: 26px 26px;
  -webkit-mask-image: radial-gradient(600px 320px at 15% 10%, #000 0%, transparent 72%);
  mask-image: radial-gradient(600px 320px at 15% 10%, #000 0%, transparent 72%);
}
.page-header > * { position: relative; }
.page-header .hero-eyebrow { margin-bottom: 16px; }
.page-header h1 { color: #fff; margin-bottom: 8px; font-size: clamp(1.7rem, 3.4vw, 2.4rem); }
.page-header p { color: rgba(255,255,255,.75); max-width: 640px; }
.page-header .breadcrumb { color: rgba(255,255,255,.55); font-weight: 600; font-size: .78rem; margin-bottom: 8px; }
.page-header .breadcrumb a { color: rgba(255,255,255,.75); }
.page-header .breadcrumb a:hover { color: #fff; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.product-full-logo-wrap {
  display: inline-block; background: #fff; border-radius: var(--radius); padding: 14px 26px;
  margin-bottom: 16px; box-shadow: var(--shadow-sm);
}
.product-full-logo { height: 64px; width: auto; display: block; }
.page-body { padding: 64px 0; }

/* ---------- Contact form card ---------- */
.form-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 34px; box-shadow: var(--shadow-sm); }
.form-card h3 { margin-bottom: 6px; }
.form-card .form-note { display: flex; align-items: center; gap: 8px; font-size: .82rem; color: var(--green-dark); font-weight: 700; margin-bottom: 22px; }
.form-control { transition: border-color .15s ease, box-shadow .15s ease; }
.form-control:hover { border-color: var(--gray-accent); }

/* ---------- Info / agency cards with icon header ---------- */
.contact-info-card, .agency-card { transition: transform .16s ease, box-shadow .16s ease; }
.contact-info-card:hover, .agency-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-sm); }
.info-card-head { display: flex; align-items: center; gap: 12px; margin-bottom: 18px; }
.info-card-head .icon-badge { width: 42px; height: 42px; }
.info-card-head .icon-badge .icon { width: 20px; height: 20px; }
.info-card-head h3, .info-card-head h4 { margin: 0; }
.contact-info-card li a:hover { color: var(--green-dark); }

/* ---------- Partner category ---------- */
.partner-category-head { display: flex; align-items: center; gap: 12px; }
.partner-category-head .icon-badge { width: 38px; height: 38px; }
.partner-category-head .icon-badge .icon { width: 18px; height: 18px; }

/* ---------- Pagination ---------- */
.pagination { display: flex; gap: 8px; justify-content: center; margin-top: 44px; flex-wrap: wrap; }
.pagination .btn-sm { min-width: 42px; padding: 9px 14px; }
.prose { max-width: 780px; margin: 0 auto; }
.prose h2 { margin-top: 1.6em; }
.prose p { color: var(--ink); }
.prose .cta-band p { color: rgba(255,255,255,.8); }
.prose .cta-band h2 { color: #fff; }

/* ---------- Table (product detail features) ---------- */
.feature-list { display: grid; grid-template-columns: repeat(2, 1fr); gap: 12px; margin: 24px 0; }
.feature-list li { display: flex; gap: 10px; align-items: flex-start; background: #fff; border: 1px solid var(--line); border-radius: var(--radius-sm); padding: 14px 16px; }
.feature-list li .icon { color: var(--green); flex-shrink: 0; margin-top: 2px; }

/* ---------- Responsive ---------- */
@media (max-width: 980px) {
  .hero-inner { grid-template-columns: 1fr; padding-bottom: 56px; }
  .hero-visual { max-width: 440px; margin-top: 8px; }
  .hero-visual-float { position: static; margin-top: 14px; width: fit-content; }
  .grid-3, .grid-4, .org-units-grid, .partners-grid, .news-grid { grid-template-columns: repeat(2, 1fr); }
  .steps-row { grid-template-columns: 1fr 1fr; }
  .step-arrow { display: none; }
  .org-transverse-grid { grid-template-columns: repeat(2, 1fr); }
  .contact-grid { grid-template-columns: 1fr; }
  .org-row-gov { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-brand { grid-column: 1 / -1; }
  .mapping-tier { flex-direction: column; }
  .mapping-band { flex: none; }
}
@media (max-width: 760px) {
  .nav-toggle { display: flex; }
  .main-nav {
    position: fixed; inset: 76px 0 0 0; background: #fff; padding: 20px; overflow-y: auto;
    transform: translateX(100%); transition: transform .2s ease; z-index: 90;
  }
  .main-nav.open { transform: translateX(0); }
  .main-nav ul { flex-direction: column; align-items: stretch; }
  .has-dropdown::after { display: none; }
  .dropdown, .dropdown-mega {
    position: static; opacity: 1; visibility: visible; transform: none;
    box-shadow: none; border: none; background: var(--bg); margin: 4px 0 8px; min-width: 0;
  }
  .dropdown-grid { grid-template-columns: 1fr; }
  .caret { display: none; }
  .main-nav a, .nav-toggle-btn { width: 100%; }
  .grid-3, .grid-4, .grid-2, .org-units-grid, .partners-grid, .news-grid, .feature-list, .org-transverse-grid { grid-template-columns: 1fr; }
  .steps-row { grid-template-columns: 1fr; }
  .section { padding: 56px 0; }
  .cta-band { padding: 40px 26px; }
  .cta-band-inner { grid-template-columns: 1fr; }
  .cta-band-visual { height: 140px; }
  .cta-band--split { text-align: left; }
  .hero-card-fan { display: none; }
  .hero-visual-card { margin-left: 0; }
  .header-actions .btn { display: none; }
  .footer-grid { grid-template-columns: 1fr; padding: 48px 20px 40px; gap: 32px; }
  .footer-brand { grid-column: auto; }
  .footer-bottom-inner { flex-direction: column; align-items: flex-start; }
  .hero-visual-glow, .hero-visual-photo { display: none; }
  .trust-strip .container { justify-content: flex-start; gap: 18px 28px; padding: 18px 24px; }
}

/* ============================================================
   Money+ Card — composants spécifiques (banques, cartes, commandes)
   ============================================================ */

.bank-card {
  display: flex; flex-direction: column; align-items: flex-start; gap: 12px;
  padding: 28px; background: #fff; border-radius: var(--radius); border: 1px solid var(--line);
  box-shadow: var(--shadow-sm); transition: transform .2s ease, box-shadow .2s ease;
  text-decoration: none; color: inherit; height: 100%;
}
.bank-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.bank-card .bank-badge {
  width: 56px; height: 56px; border-radius: 16px; display: flex; align-items: center;
  justify-content: center; color: #fff; flex-shrink: 0;
}
.bank-card .bank-badge .icon { width: 26px; height: 26px; }
.bank-card h3 { margin: 4px 0 0; font-size: 1.1rem; }
.bank-card p { font-size: .88rem; color: var(--muted); margin: 0; }
.bank-card .bank-card-count { font-size: .78rem; font-weight: 700; color: var(--green-dark); display: flex; align-items: center; gap: 5px; }
.bank-card .bank-card-count .icon { color: var(--green); }
.bank-card-foot { display: flex; align-items: center; justify-content: space-between; width: 100%; margin-top: auto; padding-top: 6px; }
.bank-card-arrow {
  display: flex; align-items: center; justify-content: center; width: 30px; height: 30px; border-radius: 50%;
  background: var(--bg); color: var(--navy); flex-shrink: 0; transition: background .16s ease, color .16s ease, transform .16s ease;
}
.bank-card-arrow .icon { width: 14px; height: 14px; }
.bank-card:hover .bank-card-arrow { background: var(--green); color: #fff; transform: translateX(2px); }

.card-product {
  display: flex; flex-direction: column; background: #fff; border-radius: var(--radius);
  border: 1px solid var(--line); box-shadow: var(--shadow-sm); overflow: hidden; height: 100%;
}
.card-product-visual {
  padding: 26px 24px 20px; background: linear-gradient(135deg, var(--navy), var(--blue));
  color: #fff; position: relative;
}
.card-product-visual .card-chip { width: 34px; height: 24px; border-radius: 6px; background: linear-gradient(135deg,#f0dd15,#d8c400); margin-bottom: 18px; }
.card-product-photo-wrap { height: 170px; overflow: hidden; background: var(--bg); }
.card-product-photo-wrap img { width: 100%; height: 100%; object-fit: cover; display: block; }
.card-product-caption { padding: 18px 24px 0; }
.card-product-caption .card-bank-name-light { font-size: .74rem; text-transform: uppercase; letter-spacing: .08em; color: var(--muted); font-weight: 700; }
.card-product-caption h3 { margin: 4px 0 0; font-size: 1.15rem; color: var(--ink); }
.card-product-visual .card-bank-name { font-size: .74rem; text-transform: uppercase; letter-spacing: .08em; opacity: .75; }
.card-product-visual h3 { color: #fff; margin: 4px 0 0; font-size: 1.15rem; }
.card-product-body { padding: 22px 24px 24px; display: flex; flex-direction: column; gap: 12px; flex: 1; }
.card-product-body p { font-size: .88rem; color: var(--muted); margin: 0; flex: 1; }
.card-product-meta { display: flex; justify-content: space-between; font-size: .8rem; color: var(--ink); border-top: 1px solid var(--line); padding-top: 12px; }
.card-product-meta strong { display: block; font-size: .95rem; color: var(--navy); }
.card-type-badge {
  display: inline-flex; align-items: center; gap: 6px; font-size: .72rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: .04em; color: var(--green-dark); background: rgba(91,184,77,.12);
  padding: 4px 10px; border-radius: 999px; width: fit-content;
}

.bank-filter-bar { display: flex; flex-wrap: wrap; gap: 10px; margin-bottom: 36px; }
.bank-filter-bar a {
  padding: 9px 18px; border-radius: 999px; border: 1px solid var(--line); font-size: .85rem; font-weight: 600;
  color: var(--ink); text-decoration: none; background: #fff; transition: all .2s ease;
}
.bank-filter-bar a:hover, .bank-filter-bar a.active { background: var(--navy); border-color: var(--navy); color: #fff; }

/* Formulaires de commande / recharge */
.order-layout { display: grid; grid-template-columns: 1.3fr .9fr; gap: 40px; align-items: start; }
.order-summary {
  background: linear-gradient(160deg, var(--navy), var(--blue)); color: #fff; border-radius: var(--radius-lg);
  padding: 28px; position: sticky; top: 100px;
}
.order-summary h3 { color: #fff; font-size: 1.05rem; margin-bottom: 18px; }
.order-summary-row { display: flex; justify-content: space-between; font-size: .88rem; padding: 10px 0; border-bottom: 1px solid rgba(255,255,255,.15); }
.order-summary-row:last-of-type { border-bottom: none; }
.order-summary-row span:first-child { color: rgba(255,255,255,.68); }
.order-summary-total { display: flex; justify-content: space-between; margin-top: 16px; padding-top: 16px; border-top: 1px solid rgba(255,255,255,.25); font-size: 1.1rem; font-weight: 700; }
.order-summary-note { font-size: .78rem; color: rgba(255,255,255,.65); margin-top: 18px; display: flex; gap: 8px; align-items: flex-start; }
.order-summary-note .icon { flex-shrink: 0; width: 16px; height: 16px; margin-top: 2px; }

.form-card { background: #fff; border-radius: var(--radius-lg); border: 1px solid var(--line); box-shadow: var(--shadow-sm); padding: 32px; }
.form-card h2 { font-size: 1.25rem; margin-top: 0; }
.form-row-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.payment-methods { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; margin-bottom: 22px; }
.payment-method-option { position: relative; }
.payment-method-option input { position: absolute; opacity: 0; inset: 0; cursor: pointer; }
.payment-method-option label {
  display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 8px; text-align: center;
  border: 2px solid var(--line); border-radius: var(--radius); padding: 16px 10px; cursor: pointer;
  font-size: .82rem; font-weight: 600; color: var(--ink); transition: all .15s ease; min-height: 76px;
}
.payment-method-option input:checked + label { border-color: var(--green); background: rgba(91,184,77,.08); color: var(--green-dark); }
.payment-method-option .icon { width: 22px; height: 22px; color: var(--navy); }
.payment-method-option .payment-logo { height: 34px; width: auto; max-width: 100%; object-fit: contain; border-radius: 6px; }

.status-pill {
  display: inline-flex; align-items: center; gap: 7px; padding: 7px 16px; border-radius: 999px;
  font-size: .85rem; font-weight: 700;
}
.status-pending { background: rgba(240,221,21,.18); color: #8a6d00; }
.status-ok { background: rgba(91,184,77,.15); color: var(--green-dark); }
.status-error { background: rgba(214,60,60,.14); color: #b3271f; }

.tracking-result { background: #fff; border-radius: var(--radius-lg); border: 1px solid var(--line); box-shadow: var(--shadow-sm); padding: 32px; margin-top: 28px; }
.tracking-result dl { display: grid; grid-template-columns: 1fr 1fr; gap: 18px 24px; margin: 22px 0 0; }
.tracking-result dt { font-size: .74rem; text-transform: uppercase; letter-spacing: .05em; color: var(--muted); margin-bottom: 4px; }
.tracking-result dd { margin: 0; font-weight: 600; color: var(--ink); }

.reference-banner {
  background: rgba(91,184,77,.1); border: 1px solid rgba(91,184,77,.35); border-radius: var(--radius);
  padding: 20px 24px; display: flex; align-items: center; gap: 16px; margin-bottom: 28px;
}
.reference-banner .icon { color: var(--green-dark); width: 28px; height: 28px; flex-shrink: 0; }
.reference-banner strong { font-size: 1.15rem; color: var(--navy); letter-spacing: .02em; }

.steps-strip { display: flex; justify-content: space-between; gap: 12px; margin-bottom: 44px; flex-wrap: wrap; }
.step-item { display: flex; align-items: center; gap: 10px; flex: 1; min-width: 160px; }
.step-item .step-num {
  width: 32px; height: 32px; border-radius: 50%; background: var(--navy); color: #fff; display: flex;
  align-items: center; justify-content: center; font-weight: 700; font-size: .9rem; flex-shrink: 0;
}
.step-item span { font-size: .85rem; font-weight: 600; color: var(--ink); }

@media (max-width: 900px) {
  .order-layout { grid-template-columns: 1fr; }
  .order-summary { position: static; }
  .form-row-2, .payment-methods { grid-template-columns: 1fr; }
  .tracking-result dl { grid-template-columns: 1fr; }
}

/* ============================================================
   Money+ Card — mockup de carte réaliste (façon carte bancaire)
   ============================================================ */

.visa-card-mock {
  position: relative;
  aspect-ratio: 1.586 / 1;
  border-radius: 18px;
  padding: 22px 24px;
  color: #fff;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  box-shadow: 0 18px 40px -14px rgba(0,0,0,.45);
  overflow: hidden;
  font-family: var(--font-display, inherit);
}
.visa-card-mock::after {
  content: "";
  position: absolute; inset: 0;
  background: radial-gradient(circle at 85% 15%, rgba(255,255,255,.18), transparent 55%);
  pointer-events: none;
}
.visa-card-mock .vc-top { display: flex; align-items: center; justify-content: space-between; }
.visa-card-mock .vc-bank-name { font-weight: 800; font-size: 1.05rem; letter-spacing: .01em; }
.visa-card-mock .vc-chip { width: 40px; height: 30px; border-radius: 6px; background: linear-gradient(135deg,#f0dd15,#d8c400); position: relative; }
.visa-card-mock .vc-chip::before, .visa-card-mock .vc-chip::after {
  content: ""; position: absolute; left: 6px; right: 6px; height: 1px; background: rgba(0,0,0,.25);
}
.visa-card-mock .vc-chip::before { top: 10px; }
.visa-card-mock .vc-chip::after { top: 20px; }
.visa-card-mock .vc-number { font-size: 1.15rem; letter-spacing: .12em; font-weight: 600; margin: 6px 0; }
.visa-card-mock .vc-bottom { display: flex; align-items: flex-end; justify-content: space-between; }
.visa-card-mock .vc-holder { font-size: .68rem; text-transform: uppercase; letter-spacing: .06em; opacity: .85; }
.visa-card-mock .vc-holder strong { display: block; font-size: .82rem; letter-spacing: .03em; margin-top: 2px; }
.visa-card-mock .vc-visa { font-style: italic; font-weight: 800; font-size: 1.3rem; letter-spacing: -.01em; }

/* ============================================================
   Money+ Card — formulaire KYC
   ============================================================ */

.kyc-section { margin-top: 34px; padding-top: 26px; border-top: 1px dashed var(--line); }
.kyc-section h3 { display: flex; align-items: center; gap: 10px; font-size: 1.05rem; margin-bottom: 4px; }
.kyc-section h3 .icon { color: var(--green-dark); width: 20px; height: 20px; }
.kyc-note { font-size: .85rem; color: var(--muted); margin-bottom: 20px; }

.upload-field { margin-bottom: 4px; }
.upload-field label.upload-box {
  display: flex; align-items: center; gap: 10px; border: 1.5px dashed var(--line); border-radius: var(--radius-sm);
  padding: 14px 16px; cursor: pointer; font-size: .85rem; font-weight: 600; color: var(--ink);
  background: #fbfbf9; transition: border-color .15s ease, background .15s ease;
}
.upload-field label.upload-box:hover { border-color: var(--green); background: rgba(91,184,77,.06); }
.upload-field label.upload-box .icon { color: var(--green-dark); flex-shrink: 0; }
.upload-field input[type=file] { position: absolute; width: 1px; height: 1px; opacity: 0; overflow: hidden; }
.upload-field .upload-filename { font-size: .78rem; color: var(--green-dark); margin-top: 6px; font-weight: 600; }

.kyc-consent {
  display: flex; align-items: flex-start; gap: 10px; background: #fbfbf9; border: 1px solid var(--line);
  border-radius: var(--radius-sm); padding: 14px 16px; margin-top: 6px; font-size: .84rem; color: var(--ink);
}
.kyc-consent input { margin-top: 3px; flex-shrink: 0; }

.selfie-cam-btn { margin-top: 10px; }
#selfiePreviewWrap { margin-top: 10px; }
#selfiePreviewWrap img { max-width: 150px; border-radius: var(--radius-sm); box-shadow: var(--shadow-sm); }
.selfie-modal {
  position: fixed; inset: 0; background: rgba(43,24,16,.72); z-index: 300;
  align-items: center; justify-content: center; padding: 20px;
}
.selfie-modal-inner {
  background: #fff; border-radius: var(--radius-lg); padding: 26px; max-width: 460px; width: 100%;
  text-align: center; box-shadow: var(--shadow-lg);
}
.selfie-modal-inner h4 { display: flex; align-items: center; justify-content: center; gap: 8px; margin-bottom: 6px; }
.selfie-modal-inner video {
  width: 100%; max-height: 360px; border-radius: var(--radius-sm); background: #000;
  object-fit: cover; transform: scaleX(-1); display: block; margin-top: 10px;
}
.selfie-modal-actions { display: flex; gap: 12px; justify-content: center; margin-top: 18px; }

.kyc-doc-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; margin-top: 10px; }
.kyc-doc-thumb { border: 1px solid var(--a-line, var(--line)); border-radius: 10px; overflow: hidden; background: #f4f6f9; text-align: center; }
.kyc-doc-thumb img { width: 100%; height: 130px; object-fit: cover; display: block; }
.kyc-doc-thumb span { display: block; font-size: .74rem; padding: 6px 4px; color: var(--muted, #64738a); }
.kyc-doc-empty { font-size: .82rem; color: var(--muted, #64738a); font-style: italic; }

@media (max-width: 700px) {
  .kyc-doc-grid { grid-template-columns: 1fr 1fr; }
}